Behavior-adjusted forecast
Compare contractual cash, adjusted current cash and adjusted backlog across the complete open-invoice horizon.
Connect contractual due dates with observed customer payment behavior to produce a more realistic collection outlook and prioritize timing risk.
PISE calculates customer-level payment behavior over the selected lookback, applies only positive median delay to open invoices, and separates current-period cash from backlog expected to clear later.
Compare contractual cash, adjusted current cash and adjusted backlog across the complete open-invoice horizon.
Measure median and average clearing delay using a configurable historical interval.
Quantify annualized WC impact and cost of capital using a transparent WACC assumption.
Rank customers and invoices by timing impact, evidence and recommended intervention.
Contractual maturity is compared with observed payment behavior to expose timing shifts, backlog and the economic effect of delayed collection across customers and business dimensions.
The application distinguishes cash that moves within the forecast horizon from cash expected from earlier periods. This gives Treasury and Collections a shared, explainable forecast rather than a single ambiguous risk number.
Use observed customer behavior to challenge due-date-only cash expectations.
Expose annualized working-capital impact and cost of capital through transparent assumptions.
Focus collectors on the accounts where timing, value and behavior combine into material impact.
Forecast signals can be explained conversationally, investigated by invoice and converted into collection work or automated follow-up.
Ask business questions in natural language, explain metric movement and surface the evidence behind the answer.
Reconstruct the real O2C flow from event data and reveal variants, waiting time, rework and deviations.
Provide role-specific management views with governed KPIs, filters and drill-through to the affected population.
Convert prioritized insight into owned work with context, due dates, evidence and resolution status in one place.
Trigger notifications, assignments and governed workflows when defined business conditions are met.